Commercial underwriting powered by decision science.

d3: Data. Discovery. Decision.®

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Underwrite in near real-time

Reduce application questions by up to 74%

Used by Nationals, Regionals and MGAs

What's new



Press Release

DataCubes Adds Aspen Insurance CIO Mary Kotch to Its Board of Directors

DataCubes Announces the Appointment of Mary Kotch to Its Board of Directors



Press Release

DataCubes Names Dr. John Henry as Chief Analytics Officer

Appointment Underscores DataCubes’ Commitment to Solving Key Risk Analysis Pain Points



Press Release

Penn National Insurance Selects DataCubes to Automate Its Underwriting Process

DataCubes’ d3 Risk 360™ & d3 Answers™ to Increase Penn’s Underwriting Accuracy & Productivity

Improve underwriting agility, productivity and quality.

Virtually eliminate submission paperwork

Gain business insights from third party data

Prefill application and underwriting questions

Select and prioritize risks based on a score

Optimize your results

Many commercial underwriters spend up to 60% of their time on admin work, including manually entering application documents and gathering data from up to 80 external data sources to evaluate each incoming risk. This is a drain on both a carrier’s resources and the level of customer experience they are able to provide to agents, prospects and insureds. In today’s technology-rich society, customers expect fast, accurate service that enables them to get what they need and move on with their business.

Using DataCubes, commercial insurers are able to virtually eliminate admin work and empower their underwriters with tools to help them deliver incredible results.

Improve underwriting productivity by up to 10x

Reduce loss ratio by up to one point

Provide world-class customer experiences

Take the first step toward transforming your underwriting

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