Commercial underwriting powered by decision science.

d3: Data. Discovery. Decision.®

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Underwrite in near real-time

Reduce application questions by up to 74%

Used by Nationals, Regionals and MGAs

What's new



Blog Post

A Tech Company’s Guide to Flattening the Curve of a Rising Pandemic

The steps DataCubes is taking to minimize business disruption during COVID-19.



Blog Post

Make It or Break It: The Essential Component in Designing Successful Insurance Solutions

A general guide on the principles behind customer-centric product development.



Blog Post

Why Underwriters Love AI: The Power of Decision Science Insights

Pradeep Yadav, data scientist at DataCubes, discusses the benefits of using one of our products, , d3 Risk 360™.

Improve underwriting agility, productivity and quality.

Virtually eliminate submission paperwork

Gain business insights from third party data

Prefill application and underwriting questions

Select and prioritize risks based on a score

Optimize your results

Many commercial underwriters spend up to 60% of their time on admin work, including manually entering application documents and gathering data from up to 80 external data sources to evaluate each incoming risk. This is a drain on both a carrier’s resources and the level of customer experience they are able to provide to agents, prospects and insureds. In today’s technology-rich society, customers expect fast, accurate service that enables them to get what they need and move on with their business.

Using DataCubes, commercial insurers are able to virtually eliminate admin work and empower their underwriters with tools to help them deliver incredible results.

Improve underwriting productivity by up to 10x

Reduce loss ratio by up to one point

Provide world-class customer experiences

Take the first step toward transforming your underwriting

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